The Turnover Argument
INDUSTRY BRIEF · HOME CARE THE TURNOVER ARGUMENT Why the Optiv Advantage Plan Pays for Itself Every Year in Home Care ↓ Download the PDF The home care turnover crisis…
Category: White Papers
The Turnover Math
WHITE PAPER NO. 08 THE TURNOVER MATH Quantifying How Better Benefits Reduce Replacement Costs ↓ Download the PDF The Turnover Math · Executive Summary White Paper · Retention Economics Executive summary Turnover…
Coverage for the Other Workforce
WHITE PAPER NO. 07 COVERAGE FOR THE OTHER WORKFORCE Benefits Strategy for Part-Time and Contingent Workers ↓ Download the PDF Coverage for the Other Workforce · Executive Summary White Paper · Workforce…
Reading the Room
WHITE PAPER NO. 06 READING THE ROOM What Recent IRS Guidance Signals for Fixed Indemnity Design ↓ Download the PDF Reading the Room · Executive Summary White Paper · Regulatory Outlook Executive…
The Indemnity Difference
WHITE PAPER NO. 05 THE INDEMNITY DIFFERENCE Fixed Benefit Versus Reimbursement Models, Compared ↓ Download the PDF The Indemnity Difference · Executive Summary White Paper · Plan Design Executive summary A benefits…
Built to Withstand the Audit
WHITE PAPER NO. 03 BUILT TO WITHSTAND THE AUDIT How a Section 125 cafeteria plan paired with a fixed indemnity benefit is structured and documented to withstand examination. ↓ Download…
Solving Escalating Healthcare Costs
WHITE PAPER NO. 02 SOLVING ESCALATING HEALTHCARE COSTS How a fully insured fixed indemnity benefit, funded through Section 125, helps employers recover payroll-tax cost and helps employees close the co-pay,…
Care, Not Code
WHITE PAPER NO. 04 CARE, NOT CODE What Counts as Medical Care Under Section 213(d) ↓ Download the PDF Care, Not Code · Executive Summary White Paper · Statutory Foundations Executive summary…
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Educational content only. Savings estimates are not guarantees and require plan-specific review.