Resource Center: Whitepapers

Dive into our comprehensive collection of whitepapers designed to provide valuable insights into employee benefits strategies, tax optimization, and compliance. Our materials are tailored for CFOs and decision-makers seeking to improve financial outcomes for their businesses.
RESOURCES

White Papers & Industry Briefs

In-depth analysis on Section 125 benefit design, compliance, and the economics of fixed indemnity coverage.
The Turnover Argument

The Turnover Argument

INDUSTRY BRIEF · HOME CARE THE TURNOVER ARGUMENT Why the Optiv Advantage Plan Pays for Itself Every Year in Home Care ↓ Download the PDF The home care turnover crisis…
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The Turnover Math

The Turnover Math

WHITE PAPER NO. 08 THE TURNOVER MATH Quantifying How Better Benefits Reduce Replacement Costs ↓ Download the PDF The Turnover Math  ·  Executive Summary White Paper · Retention Economics Executive summary Turnover…
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Coverage for the Other Workforce

Coverage for the Other Workforce

WHITE PAPER NO. 07 COVERAGE FOR THE OTHER WORKFORCE Benefits Strategy for Part-Time and Contingent Workers ↓ Download the PDF Coverage for the Other Workforce  ·  Executive Summary White Paper · Workforce…
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Reading the Room

Reading the Room

WHITE PAPER NO. 06 READING THE ROOM What Recent IRS Guidance Signals for Fixed Indemnity Design ↓ Download the PDF Reading the Room  ·  Executive Summary White Paper · Regulatory Outlook Executive…
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The Indemnity Difference

The Indemnity Difference

WHITE PAPER NO. 05 THE INDEMNITY DIFFERENCE Fixed Benefit Versus Reimbursement Models, Compared ↓ Download the PDF The Indemnity Difference  ·  Executive Summary White Paper · Plan Design Executive summary A benefits…
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Built to Withstand the Audit

Built to Withstand the Audit

WHITE PAPER NO. 03 BUILT TO WITHSTAND THE AUDIT How a Section 125 cafeteria plan paired with a fixed indemnity benefit is structured and documented to withstand examination. ↓ Download…
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Solving Escalating Healthcare Costs

Solving Escalating Healthcare Costs

WHITE PAPER NO. 02 SOLVING ESCALATING HEALTHCARE COSTS How a fully insured fixed indemnity benefit, funded through Section 125, helps employers recover payroll-tax cost and helps employees close the co-pay,…
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Care, Not Code

Care, Not Code

WHITE PAPER NO. 04 CARE, NOT CODE What Counts as Medical Care Under Section 213(d) ↓ Download the PDF Care, Not Code  ·  Executive Summary White Paper · Statutory Foundations Executive summary…
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