Section 125 vs FSA vs HSA: What’s the Difference?
A Section 125 plan, an FSA, and an HSA are often lumped together, but they do different jobs. Here is how each one works, how each is taxed, and which…
Category: Section 125 Basics
What Is a Section 125 Cafeteria Plan? A Plain-English Guide
A Section 125 plan lets employees pay for certain benefits before tax, which lowers taxable wages for the worker and payroll tax for the employer. Here is how it works.
The Optiv Group helps employers evaluate tax-advantaged benefits strategies, payroll-linked savings opportunities, and modern coverage paths with compliance-aware plan design.
Resources
Get strategy updates
Receive calculator updates, compliance education, and benefits strategy resources.
833-MY-OPTIV
info@theoptivgroup.com
info@theoptivgroup.com
© 2026 The Optiv Group. All rights reserved.
Educational content only. Savings estimates are not guarantees and require plan-specific review.