The Panel That Decides What Preventive Care Costs You Has Not Met in 17 Months
Most employers have never heard of the U.S. Preventive Services Task Force. Almost every employer is affected by it.
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Your Employees Already Have a Health App. It Cannot Give Them a Doctor.
The New York Times ran a piece on July 9 by J.D. Biersdorfer explaining how to turn a phone into a personal health dashboard. It is a good, practical article.
When Health Costs Become a Ballot Question, Employers Are Already Holding the Bill
Halfway through 2026, healthcare cost has become one of the loudest issues in American politics. On the July 9 episode of KFF Health News' *What the Health?*,
How to Read a Benefits Vendor’s “Tax-Free” Claim
When a benefits vendor says a payment is tax-free, that phrasing can be a warning sign. Here is how to read the claim and the questions that separate solid from…
Your Paycheck Is About to Absorb Another Premium Hike. It Does Not Have To.
A second straight year of double-digit premium increases is coming. Here is what it means for workers, and how the right benefit design puts money back in the same paycheck.
The Renewal Math Just Got Worse. Here Is How to Change It.
ACA Marketplace premiums are set to climb a second straight year, and employer plans are following. Here is how to fund better coverage from tax you already overpay.
How Employers Can Lower Payroll Taxes Legally in 2026
Employers can reduce payroll tax through benefit design, using a settled part of the tax code. Here is the mechanism, what makes it legitimate, and how to size it.
What Happens to Your Benefits Obligations at 50 Employees?
Crossing 50 full-time-equivalent employees changes your benefits obligations under the ACA. Here is what changes, how the count works, and how to prepare.
Benefits for Part-Time and Hourly Workers: What Employers Can Actually Offer
Part-time and hourly workers are usually left out of the benefits conversation. Here is what employers can realistically and affordably offer them, and why it pays off.
Do Better Benefits Reduce Turnover? What the Data Shows
Does a stronger benefits package actually keep people from leaving? Here is what the research says about the link between benefits, financial stress, and retention.
The Optiv Group helps employers evaluate tax-advantaged benefits strategies, payroll-linked savings opportunities, and modern coverage paths with compliance-aware plan design.
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Educational content only. Savings estimates are not guarantees and require plan-specific review.